· Cost of parts is calculated as under: Rubber and Plastic parts, Tyres, Batteries at 50% depreciated value.


· Glasses at full value.


· All other parts and extra fittings at 5% depreciation per year of the vehicle’s life up to a maximum of 50%.


· Any loss due to any mechanical or electric failure, routine wear and rear are out of the scope of the policy.


· Loss and/or damage to any accessories (including tyres) due to theft is not covered unless such a vehicle has been stolen at the same time.


· If a vehicle is driven under the influence of alcohol, drugs or without valid driving licence meets with an accident, No claim can be made